AflacAFL +0.41%75 Market Cap is $60,177 Mil as of Jun. 25, 2026. GuruFocus rates AFL with a GF Score™ of 75/100 and a GF Value™ of $109.41 (Fairly Valued). The stock has 4 warning signs investors should review. Among 519 Insurance companies, Aflac ranks better than 96.53% on this metric.
Market cap is the total market value to buy the whole company. It is equal to the share price times the number of Shares Outstanding (EOP). Aflac's share price for the quarter that ended in Mar. 2026 was $109.71. Aflac's Shares Outstanding (EOP) for the quarter that ended in Mar. 2026 was 511 Mil. Therefore, Aflac's market cap for the quarter that ended in Mar. 2026 was $56,010 Mil.
Aflac's quarterly market cap
declined
from Sep. 2025 ($58,722 Mil) to Dec. 2025 ($57,196 Mil) and
declined
from Dec. 2025 ($57,196 Mil) to Mar. 2026 ($56,010 Mil).
Aflac's annual market cap
increased
from Dec. 2023 ($47,725 Mil) to Dec. 2024 ($56,888 Mil) and
increased
from Dec. 2024 ($56,888 Mil) to Dec. 2025 ($57,196 Mil).
Enterprise Value is the theoretical takeover price. It is more comprehensive than market capitalization (market cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash and cash equivalents. Aflac's Enterprise Value for Today is $68,845 Mil.
Aflac (NYSE:AFL) Market Cap Explanation
Market cap is not the real price you pay for a company. If you buy the company and become its owner, you become the owner of the cash the company has, and you also assume the companys debt. The real price you pay is the Enterprise Value.
Warren Buffett uses the ratio of total market cap of all public traded companies over GDP to measure if the market is expensive. As of April 2012, the US total market cap is about $14.7 trillion, while the US GDP is about $15 trillion. The market was modestly overvalued.
Aflac Market Cap Related Terms
Aflac Market Cap Historical Data
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The historical data trend for Aflac's Market Cap can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, Aflac's Market Cap, along with its competitors' market caps and Market Cap data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Aflac Market Cap vs Insurance Industry
For the Insurance industry and Financial Services sector, Aflac's Market Cap distribution charts can be found below:
* The bar in red indicates where Aflac's Market Cap falls into.
Market cap is the short version of market capitalization. It is the total market value to buy the whole company. It is equal to the share price times the number of shares outstanding.
Aflac's Market Cap for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Aflac (AFL) has a Market Cap of $60,177 Mil as of Jun. 25, 2026. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Aflac and its competitors. According to the industry distribution chart, Aflac ranks #18 out of 519 companies in the Insurance industry, placing it in the top 3.5%.
Is Aflac's Market Cap too high?
Aflac's current Market Cap is $60,177 Mil. The Insurance industry median Market Cap is 667.83. Aflac's value of $60,177 Mil is 8910.9% above this industry median. Based on the distribution chart, Aflac ranks #18 out of 519 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Aflac has a GF Score™ of 75/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Aflac's Market Cap compare to MET and PRU?
According to the Insurance industry distribution chart, Aflac ranks #18 out of 519 companies for Market Cap. This places Aflac in the top 4% of its industry — outperforming the majority of peers. The industry median Market Cap is 667.83. Aflac's value of $60,177 Mil is 8910.9% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Market Cap for an Insurance company?
The median Market Cap among Insurance companies is 667.83, based on 519 companies in the industry. Companies in the top quartile (top 25%) have a Market Cap significantly above this median, while those in the bottom quartile fall well below. However, Market Cap should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Aflac's current Market Cap of $60,177 Mil is 8910.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Market Cap mean?
A high Market Cap can signal that a stock is expensive relative to its fundamentals. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Aflac and its competitors. For the Insurance industry, the median Market Cap is 667.83 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Aflac's current Market Cap is $60,177 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aflac stock overvalued right now?
Based on GuruFocus' analysis, Aflac (AFL) is currently considered Fairly Valued. The stock's GF Value™ is $109.41, compared to a current price of $118.23 — trading 8.1% above its estimated fair value. The current Market Cap is $60,177 Mil and 8910.9% above the Insurance industry median of 667.83. Aflac's overall GF Score™ is 75/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Market Cap calculated?
Market Cap is calculated from a company's financial statements. For Aflac (AFL), the current Market Cap is $60,177 Mil as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Aflac (AFL) Overvalued in 2026?
Based on GuruFocus' analysis, Aflac stock appears to be overvalued.
The current stock price of $118.23 is trading 8.1% above its estimated GF Value™ of $109.41.
GuruFocus considers Aflac to be Fairly Valued.
Key valuation signals for AFL:
Market Cap: $60,177 Mil
GF Value™: $109.41 vs. price of $118.23 (8.1% above fair value)
Industry Position: 8910.9% above the Insurance median (#18 of 519)
No single metric tells the full story. See the AFL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Aflac Inc offers supplemental health insurance and life insurance in the United States and Japan. In addition to its cancer policies, the company has broadened its product offerings to include accident, dental and vision, disability, and long-term-care insurance. It markets its products through independent distributors, selling the majority of its policies directly to consumers at their places of work, and also reaches out to its customers outside of their worksite through digital mediums. The company has two reportable business segments: Aflac Japan, which generates the maximum revenue, and Aflac U.S.
75GF Score
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